April 15, 2016 § 27 Comments
After many a ride Filds and I would recap the myriad stupidities of the day, and he’d always conclude, “Yeah, common sense. It just ain’t that common.”
As much as it pains me to say nice things about my friends, Gary Cziko and Pete van Nuys put on a seminar last night for our club, Big Orange. They are instructors for Cycling Savvy, a bike educational program for dorks.
In this case, however, the dorks aren’t the usual objects of contempt. They aren’t the people with panniers, recumbents, floppy dickhider shorts, helmet mirrors, sandals, and fourteen daytime lights. The dorks targeted by Cycling Savvy include everyone who doesn’t understand proper lane positioning. This means you.
Most of what Cycling Savvy refers politely to as “the lycra crowd” and I impolitely refer to as “delusional underwear pedalers,” considers itself expert at cycling safety. The reasoning goes like this:
- I wear my underwear on my bike and pedal fast.
- I enter one crit a year to get free crap from my team so I can call myself a bike racer.
- I have twelve top-10’s on the Strava leaderboard for 45+ men over 250 lbs.
- My bike is expensive.
- I ride in big groups.
- I’ve never been killed.
Of course if you ride with the lycra crowd long enough you realize that in addition to being delusional, many of them are wholly incompetent at bicycle riding, even many riders who climb well, sprunt well, and time trail well. What’s worse than their incompetence is that their insistence on bad positioning is built on an amazing resistance to criticism, let alone change.
After all, they’re wearing their underwear and have never been killed plus they got 10 kudos yesterday so they know what they’re doing, right?
Cycling Savvy’s curriculum politely but firmly begins with the premise that no, just because you ride a bicycle you don’t necessarily know what you’re doing. In fact, given the ignorance of law enforcement, the prejudice of cagers, and the lack of formalized cycling instruction, the chance that you know what you’re doing is quite small, because all savvy cycling begins with lane positioning, and a casual glance at any cyclist on any road reveals that most cyclists hug the gutter or the door zone.
It was fascinating to watch the Big Orange board get educated, a board that is comprised of people who have 12 zillion miles under their belt, who are already pretty expert at lane positioning, and who have extraordinary experience navigating large groups of idiots through the congested streets of L.A. It reinforced how badly we of the Underwear Tribe are in desperate need of education.
Unfortunately, the course is three hours long, which means your ass will be bleeding by the time it wraps up, and that doesn’t include the parking lot and on-the-road components of the class. The curriculum also contains too much information for the typical bonehead who has been roped into the session hoping to get a tip or two about how not to get killed.
Yet Cziko and van Nuys did a phenomenal job of introducing us to the law, the science, the logic, and the practice of controlling the fuggin’ lane, in addition to re-emphasizing the fact that if you put twelve boxes of Cheez-its in front of five cyclists they will devour everything down to the crumbs even when they’re no longer hungry.
I just wish they’d call the course “Control the Fuggin’ Lane, Dumbass!” and I wish more people would get educated. The rear-and-fore-facing videos showing how traffic responds to proper lane control are viscerally demonstrative of Cycling Savvy’s other premise: The life you save will be YOURS. Learning all this from people who themselves have been cycling longer than most of us have been alive, and who are professional, educated, and smart, was an added bonus.
Ultimately, if you think you know how to ride on the road, the chances are good you don’t. Because common sense just ain’t that common.
For $2.99 per month you can subscribe to this blog, Gary, which is the least you can do for me. Pete does. Click here and select the “subscribe” link in the upper right-hand corner. Thank you!
February 3, 2011 § 6 Comments
One of our tried and true South Bay cycling veterans got hit by a car yesterday in Santa Monica. Our guy had stopped at the red light, put his foot down, and waited for green. He got the signal and began making a left hand turn. Idiot motorist apparently blew through a red light and hit him head on. Our guy has a fractured C5, lacerations and stitches on his leg, a bike in ten thousand pieces, and a long, brutal road to recovery ahead.
Idiot motorist probably has a few scratches on the hood of his wagon and perhaps some pangs of guilt. But the real question is, does he have insurance? Our guy is going to have a mountain of medical bills and lots of missed work.
This accident brings onto the stage a grisly drum I’ve been beating for the last year now. Below is a reprint from a short article I posted on the Big Orange Cycling Yahoo newsgroup. Please read it and take action. The ass you save is going to be your own.
How to save your ass when the motorist who runs you over is also an uninsured or underinsured deadbeat shitforbrains
At my office we’ve taken in a number of bike-car accidents in the last year, everything from trashed bikes to people who are never going to walk properly again to people whose last action on this earth was pedaling a bicycle. What follows is some advice that I hope you’ll heed.
Most people think that if they’re in a bike-car collision, they’ll be able to recover money from the driver as long as the driver is insured. What you may not know is that in California, the minimal insurance coverage for accident liability is $15,000. What you also may not know is that 85% of the drivers on the road have this minimal coverage. This means that their insurance company is on the hook for $15k, and that’s it.
To put it in perspective, the money you can recoup from the careless idiot who took you out while sexting his girlfriend a “Brett Favre” evaporated on the life flight trip to the hospital, and once your expenses exceed the $15k that most drivers carry, you’re done. That’s the bad news, and it’s very, very real. Imagine how hard it is as a lawyer to tell someone who’s been trashed for life that their recovery won’t pay for their first day of medical care…then imagine how hard it is for the victim who has to actually live through it.
There is, however, a very cheap and very effective way to protect yourself and your family. It’s called uninsured motorist or underinsured motorist coverage, and it comes standard with almost every auto insurance policy. Many cyclists are unaware that this coverage on their own auto liability policy even exists, and many more are unaware that it covers them in a bike-car collision when they’re not even in the car.
This means that when idiot’s policy tops out at $15k, you have the legal right to turn to your own insurance company for the remainder. So far, so good, but there’s a catch: most UM coverage is also minimal, often only $15 or $25k, which is hardly enough to make you whole when you suffer significant injuries.
Unlike most insurance stories, though, this one has a very, very happy ending if you’re proactive about it, because you can increase your UM coverage to very high levels for only a tiny increase in your monthly premium. Although your UM coverage is generally barred from exceeding your liability coverage, if you have $500k worth of liability you can bump up your UM from $25k to $500k for only a few bucks.
For the sake of yourself and your family, take a minute to look at the face page of your insurance policy, check the UM coverage, and then call your agent to ratchet that sucker up to the max. With the spate of deaths and serious injuries occurring in our midst this past year, this is something you can’t afford to put off.
The other benefit to turning to your UM coverage in the event of an accident is that if you’re forced to use it you actually wind up with a larger recovery than you would if you were making a claim against a driver with adequate coverage.