Don’t get hit and then what?

September 15, 2017 § 24 Comments

There are a lot of dark stories in the world today about the cager v. biker wars. And they are wars. The bikers get killed and maimed and the cagers get a speeding ticket. The bikers put in an imaginary magic protection road stripe and the cagers rip it out. The bikers say “You’re killing us!” and the cagers say “Exactly!” Cf. Jennifer King and the troll triumvirate of Garrett Uno, Cynthia “the Beast” Uno, Robert Lewis Chapman, Jr., and the unbearable heaviness of cager hate and stunted lives of those who wage it.

Maybe I will get around to expanding on this article by Peter Flax, but I doubt it. How do you expand on the universe? Read it and bleed.

However, on September 21 from 6:30 PM to 9:30 PM at Performance Bicycle in Long Beach, I will be expanding on my own tiny little universe of how not to get killed while riding your bike. If you’re in the neighborhood I hope you can make it.

performance_logo

Performance Bicycle, Long Beach

Cycling Savvy, led by Big Orange’s own Gary Cziko, has been instrumental in the last two years teaching people the very best in Bee Gees riding techniques, i.e. “Stayin’ Alive.” Gary’s techniques work. There are two parts of the Cycling Savvy curriculum, however, that are either ignored or lightly addressed, kind of like not enough vinaigrette on a mountain of salad, and I’m going to talk about them at the event in Long Beach.

  • What to do if you’re a victim or witness to a bike-car collision.
  • How to protect yourself and your family if you or they get hit while cycling.
  • How not to get hit through insane use of over-the-top lighting, day and night.

Performance is supporting the seminar with some killer deals on, guess what, lighting. There will also be covfefe to keep you awake. However, I can promise that you won’t need it, or you’ll get your money back at this free event.

END

———————–

For $2.99 per month you can subscribe to this blog and get none of the news that’s fit to print but all the news that’s fun to read. Click here and select the “subscribe” link in the upper right-hand corner. Thank you!

PS: Don’t forget the Wanky’s. As if you could.

south_bay_cycling_awards_poster_2017_final

Appreciative reader maxes out UM coverage

November 3, 2011 § 2 Comments

Dear Wankmeister,

Thank you so much for your tip on raising the uninsured motorist coverage on my auto liability policy. Looks like $500,000 per person & $1,000,000 per accident will only cost me $100 per year…probably the most prudent cycling-related decision I’ve ever made! Now I can relax while I’m drinking coffee and talking about how fast I used to be, and if an uninsured or under-insured motorist plows thru the coffee shop, I’ll be covered! Thank you Wankmeister!

Signed,
Yusta Befit

Dear Yusta,

Congratulations on bucking the norm for cyclists–i.e. you actually made a smart decision, and more incredibly, it had to do with cycling, and (almost) unbelievably, it potentially benefits your wife and kids. To recap: 85% of drivers in California only carry the minimum liability insurance, which is $15,000. This means that when some drunk chick coming back from an all-nighter in Redondo runs you over on Sunday morning–yes, that’s the horrific, infamous case we all know about–you are only able to recover $15k. This barely pays for the first couple of hours you’ll spend eating through a tube. The remaining 262,800 hours left, assuming you live another 30 years, you’ll be S.O.L. “UM” coverage is the insurance tacked onto your policy that covers you when someone hits you with insufficient coverage, as in the above example. And although some insurance agents will swear otherwise, your uninsured motorist coverage, at least in California, covers you if you’re on the bike, or you’re a pedestrian and you get whacked by an uninsured or underinsured motorist. Guess what? It happens all the time: biker gets hit, has lots of medical bills, and the offending driver is only on the hook for the first $15k. The remainder? Comes out of the biker’s pocket or the biker winds up in bankruptcy due to overwhelming medical bills. The great news, as Yusta Befit points out above, is that you can jack your UM coverage up to very high levels for only a few bucks. Considering all the useless bike crap you spend money on in a year, this is the bargain of all bargains. Imagine how happy your significant other will be when you smile up at him/her through a full-body cast and say, “Don’t worry, honey, we’re covered!”

Assuredly,
The Wankmeister

Where Am I?

You are currently browsing entries tagged with uninsured motorist at Cycling in the South Bay.